Zakat Calculator
Calculate your annual Zakat obligation in accordance with the standard Shariah methodology — 2.5% of net zakatable wealth held above the Nisab threshold for one full lunar (Hawl) year.
⚙ Nisab & Metal Rates
Nisab thresholds: gold 87.48 g (20 mithqal) · silver 612.36 g (200 dirhams). Rates are editable — confirm against your local market before relying on the result.
🏛 Cash & Banking
Includes jewellery, coins, bars & utensils. Valued at today's market rate. 1 tola = 11.664 g (used for Nisab and valuation).
📈 Stocks, Crypto & Funds
Shariah guidance: for trading intent, the full current market value is zakatable. For long-term/dividend intent in mixed companies, an adjustment for non-zakatable assets (fixed assets, cash) is applies — enter that amount above if relevant.
Crypto zakatability is a matter of scholarly difference; enter holdings if you follow the view that they are zakatable as trade goods.
🏪 Business Assets
Value inventory at current resale price (not purchase cost). Fixed assets (machinery, vehicles, shop fittings) used in the business are not zakatable.
📋 Debts Owed to You (Strong Receivables)
Loans & credit given that you expect to recover. Doubtful / denied debts are excluded.
🎁 Savings Instruments & Other Assets
➖ Deductible Liabilities
Only debts/due payable in the coming lunar year are deductible per the stronger opinion.
🤲 Zakat Already Paid This Year
Deducted from your total obligation so you don't pay twice.
✓ Zakat Result
Fill in your assets and liabilities on the left, then press Calculate My Zakat to see your breakdown.
📖 What is Zakatable?
| Asset | Zakat? | Basis |
|---|---|---|
| Cash, bank balances, fixed deposits | Yes | Fully zakatable |
| Gold & silver (including jewellery) | Yes | By weight at current rate |
| Trade goods / inventory | Yes | Current resale value |
| Stocks (trading intent) | Yes | Market value |
| Stocks (long-term / dividend) | Partial | Minus non-zakatable assets |
| Crypto / digital assets | If held to trade | Scholarly difference |
| Recoverable loans you gave | Yes | Expected recoverable amount |
| Prize bonds, Bahbood certificates | Yes | Stored wealth |
| Provident fund / gratuity | On receipt | If receivable |
| Personal home, vehicle, furniture | No | Personal use |
| Business fixed assets (machinery etc.) | No | Not held for resale |
This calculator is provided for guidance by The Gate To Haramain. Zakat rulings can vary with individual circumstances — consult a qualified Mufti or Darul Ifta for a fatwa on your specific situation. Nisab standards: Hanafi gold 87.48 g · silver 612.36 g (≈ 7.5 tola).
